Certified Home Inspections you can Bank On!

State Certified Inspections LLC

Certified Home Inspections - State Certified Inspections LLC

Insurance Carriers Require A Certified License Home Inspector

  All Florida Insurance Companies require Certified  Home Inspections reports that may be required to acquire home owners insurance or to receive discounted rates.

  (1) Four Point  Report - For most insurance carriers this will be required for new homeowner Insurance policy or if the home is 30+ years old. This report, on a special form, will document the age and condition of the ROOF, PLUMBING, HVAC system and ELECTRICAL. These items do not have to be new but in good operating condition and not beyond their normal design life. They would require the roof have a minimum of 4 - 5 years of life left. There are certain types of plumbing pipes and electrical panels issues that will also be of concern. Typically this is a pass-fail report.

  (2) Roof Certification  Report - For most carriers this will be required for roofing materials 20+ years. The roofing materials need to be in good condition and have a minimum of 4 - 5 years of life left. This report is not required if a 4 Point report is done.

  (3) Wind Mitigation  Report - This report is not required, however in most cases, it is the one that will allow you to get discounts on your home owners insurance. Usually significant savings. This report, on OIR-B1-1802 (rev 01/12), will document the age of the roof covering, roof deck attachment, truss connections to the exterior walls and protection of all exterior wall glazed/non-glazed openings.

Certified Home Inspections

Home Inspection Check List

State Certified Inspections LLC has licensed home inspectors that will deliver you a Certified Report when purchasing Real Estate, selling or just an annual check-up. We also specialize in Insurance inspections so to acquire insurance or to reduce your premiums up to 75%

Complete Home Inspection

Real Estate home-inspection

This inspection report is the most common with buyers or sellers and the most economical. The report will cover the condition of the home’s components for purchase or pre-sale. Inspected components include HVAC system, plumbing, electrical, roof, attic, visible insulation, walls, ceilings, floors, windows, doors, appliances, foundation, structural components and safety issues.                                     

 Four Point Certification

Certified-4point 

A Four Point inspection covers four critical areas: Roofing, Electrical, HVAC, and plumbing. This inspection is carried out in a methodical way so as to check the age, parts, and condition of the major areas of the home.

Wind Mitigation Inspection

Wind Mitigation Inspection

The coastal areas of Florida are prone to hurricanes and high winds, which may cause extensive damage to land and personal property. A Wind Mitigation inspection can save a homeowner up to 75% off their insurance premium.

Roof Certification Report

Roof Inspection

One area of a home that requires routine inspections is the roof. A leaky, damaged, or defective roof puts the entire contents of a home and its occupants at risk. In Florida, it is especially important to get regular inspections due to tropical weather conditions. Proof of roof replacement, or a Roof Condition Certification Inspection may be required for homes that are 25 years old and older to be insured.   

Chinese Drywall Inspection

Chinese Drywall Inspection

Chinese drywall can decrease your home value by 75 percent and can corrode wiring, AC coils, copper and other related items. A home insurance company can require that an inspection is performed to verify safety of the drywall.

Certified Home Inspections

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